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Podcast

Podcast

The Real Retirement Podcast

Join Birchwood Capital President, Stephen Nelson, as he answers your burning questions about retirement.

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Episodes

The Real Retirement Podcast
The Real Retirement Podcast

What are the real financial strategies retirees need to know to make their retirement successful?

Join Stephen H. Nelson, Chartered Financial Analyst (CFA®) charterholder, CERTIFIED FINANCIAL PLANNER™ (CFP®) professional, and President of Birchwood Capital, as he helps you retire confidently.

The Roth IRA 5-Year Rules You Need to Know
byStephen H. Nelson, CFA, CFP®

Today, I’ll be sharing with you the Roth IRA 5-Year Rules. Yes, there’s 2 of them. One for contributions and one for conversions.

As you approach retirement you need to make sure you are not running afoul of these rules or else your earnings could be taxable along with a 10% penalty. That completely washes out the benefits of doing a Roth IRA in the first place!

Making this episode made me realize how confusing this part of Roth’s can be. Now at least you’ll know to watch out!

 

Read more: https://birchwoodcapital.com

 

Sources: Two 5-Year Rules for Roth IRAs

The Roth IRA 5-Year Rules You Need to Know
The Roth IRA 5-Year Rules You Need to Know
September 15, 2023
Stephen H. Nelson, CFA, CFP®
How to Become a Millionaire – Part 2
September 1, 2023
Stephen H. Nelson, CFA, CFP®
How to Become a Millionaire – Part 1
August 15, 2023
Stephen H. Nelson, CFA, CFP®
The Problem with ESG Funds
August 1, 2023
Stephen H. Nelson, CFA, CFP®
The Case for Funding a Roth IRA Over a Traditional IRA
July 15, 2023
Stephen H. Nelson, CFA, CFP®
An Investing Lesson from Beethoven + Listener Question
July 1, 2023
Stephen H. Nelson, CFA, CFP®
Can You Save Too Much in a Pre-tax IRA/401k?
June 15, 2023
Stephen H. Nelson, CFA, CFP®
How Qualified Charitable Distributions Can Save You Taxes
June 1, 2023
Stephen H. Nelson, CFA, CFP®
Should You Pay Off Your House When You Retire?
May 15, 2023
Stephen H. Nelson, CFA, CFP®
‘Is This It?’ When Retirement Isn’t Satisfying
May 1, 2023
Stephen H. Nelson, CFA, CFP®
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