Built By Insiders
We set out to answer this question: How would we want to be served if we were the client --
knowing what we know about the financial industry?
Well, we’d want to:
- Be charged a flat-fee rather than a percentage of assets managed
- Be given advice with our interests coming first
- Have our lifetime tax liability reduced with annual tax planning
- Have our investments taken care of as if they were our own
- Work with a distinguished professional at the top of their field
That’s what we’d want. So that’s simply what we did for you.
Built By Insiders
We set out to answer this question: How would we want to be served if we were the client --
knowing what we know about the financial industry?
Well, we’d want to:
- Be charged a flat-fee rather than a percentage of assets managed
- Be given advice with our interests coming first
- Have our lifetime tax liability reduced with annual tax planning
- Have our investments taken care of as if they were our own
- Work with a distinguished professional at the top of their field
That’s what we’d want. So that’s simply what we did for you.
Built By Insiders
We set out to answer this question: How would we want to be served if we were the client --
knowing what we know about the financial industry?
Well, we’d want to:
- Be charged a flat-fee rather than a percentage of assets managed
- Be given advice with our interests coming first
- Have our lifetime tax liability reduced with annual tax planning
- Have our investments taken care of as if they were our own
- Work with a distinguished professional at the top of their field
That’s what we’d want. So that’s simply what we did for you.
Built By Insiders
We set out to answer this question: How would we want to be served if we were the client --
knowing what we know about the financial industry?
Well, we’d want to:
- Be charged a flat-fee rather than a percentage of assets managed
- Be given advice with our interests coming first
- Have our lifetime tax liability reduced with annual tax planning
- Have our investments taken care of as if they were our own
- Work with a distinguished professional at the top of their field
That’s what we’d want. So that’s simply what we did for you.
How We Are Different
Flat-Fee Advice for
Significant Wealth
There comes a point for affluent families where AUM pricing becomes economically irrational. Managing $5M vs. $25M does not require 4-5x the work.
Most advisors become dramatically more expensive as wealth grows. Conversely, Birchwood separates compensation from portfolio size. That changes everything: incentives, objectivity, and long-term compounding.
You should pay for advice, not for asset accumulation.
Integrated Tax-Centric Planning
At higher wealth levels, financial outcomes are often driven more by taxes and structure than investment selection.
Investment Management is important, but it is a tool inside a broader tax and financial strategy.
Birchwood leans harder into:
- Lifetime tax minimization
- Retirement distribution strategy
- Roth conversion strategy
- Withdrawal sequencing
- Intergenerational planning coordination
Deliberately Small for
High-Depth Relationships
True personal service is unscalable. There's a limit to how many relationships an advisor can handle.
We never want to compromise on the services we offer to clients or stretch our relationships too thin. While other large firms are incentivized to make their advisors handle hundreds of clients to enhance economies of scale, Birchwood Capital’s goal is to build deep relationships and know exactly what's going on in their financial lives.
We're attractive to clients who are tired of junior advisor delegation, turnover, & “relationship manager” structures at large brokerage firms.
What This Looks Like in Practice
A $10M household:
- Avoids $50K-$75K/yr in AUM fees
- Gains an investment strategy that favors simplicity over complexity potentially earning millions over the years
- Reduces their taxable income by $200,000+ due to proper asset location
- Increases their yield on cash by $40,000 annually
- Receives an multi-year strategy to reduce lifetime taxes
- Properly insures their assets and finally understands their estate plan
- Maintains family unity amidst wealth and creates a successful multigenerational family
A $25M household:
- Avoids $125K–$200K+/yr in AUM fees that quietly compound against long-term wealth
- Transitions from fragmented portfolios and unnecessary complexity into a cohesive strategy designed for tax efficiency, liquidity, and long-term family stewardship
- Reduces annual taxes by hundreds of thousands through coordinated asset location, charitable planning, entity structuring, and proactive realization strategies
- Improves cash management and treasury strategy, potentially increasing after-tax cash flow by $100K+ annually without taking additional risk
- Builds a multi-decade plan for liquidity events, concentrated stock, real estate holdings, business interests, and generational wealth transfer
- Coordinates estate, trust, insurance, and tax professionals into a unified strategy so nothing important falls through the cracks
- Creates clarity around what “enough” looks like (giving family members confidence to spend, give, invest, and live intentionally)
- Prepares the next generation for inherited wealth through governance, education, and thoughtful family conversations
- Protects family privacy, reduces avoidable liability exposure, and strengthens the durability of the family balance sheet
- Establishes a legacy that is not only financially successful, but relationally successful across multiple generations
Aligning Our Core Values To Benefit You
Integrity
Undivided
- Most decisions aren’t difficult with a commitment to doing the right thing
- Be extremely reliable
- Operate authentically
Excellence
Painstaking Attention to Detail
- Highest standards with every interaction and action
- Continual learning and growth in expertise
- Win the day with preparation
Effort
Everything Worth Doing is Hard. Period.
- Quick fixes never pay off; think and act long-term
- Build deep win-win-win relationships between our clients, our communities, and ourselves
- Good returns and a house full of love must be earned
Humility
Serve Others
- Clients come before firm’s desires
- Listen and arrive with an open mind not the “right answer”
- The work done well serves the community, rather than the firm
