Market Update After U.S. markets entered bear market territory in the second quarter of 2022, it’s a good time to remind ourselves of some facts regarding markets and our investment philosophy. A bear market is defined as a 20% drop in an index. It should be noted that “bear markets” (20% drops) or “corrections” (10%…
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Will Inflation Ruin My Retirement?
The worry for retirees is that high inflation erodes purchasing power and increases the likelihood that portfolios cannot support their spending needs. While higher prices do affect everyone, some people will be harder hit than others – depending on where they spend their money or if they have extra money to spare. The fact is…
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How to Get Back Into the Market
If you’ve pulled money out of the markets or you’ve received a large chunk of money, here’s how you can put it back to work. Dollar Cost Average Lump Sum Investment Dollar cost averaging (DCA) is where you invest in pieces over time – the same dollar amount over a specified time period. For example,…
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This Is A Letter We All Must Write
If you could go back in time and have a few do-overs, would you? I sure would. The age and experience I’ve gained over the years would’ve made my life much easier as a youngster. While we aren’t magicians and can’t time travel and give advice to our former selves, we can give advice to…
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1Q 2022 Market Overview
Market Update Markets dabbled in correction territory at the start of the year and then claimed some of the losses back in the second half of March. U.S. stocks, developed foreign stocks, and emerging markets were down 5.3%, 5.2%, and 6.7%, respectively. In this past quarter, small cap underperformed large cap by 2.4% and value…
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Doing a Leeds
One of the most storied clubs of English soccer is a club that you probably have never heard of. If you are even vaguely familiar with soccer you would probably recognize the names of Manchester United, Chelsea, or Liverpool. They’ve been dominant forces for a number of years. In 1992, the top English soccer league…
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