We are CERTIFIED FINANCIAL PLANNERTM practitioners and professional investment managers. They may not have the education and credentials that your long-term situation requires.
We use your tax information to analyze how you can be avoiding taxes throughout the year. They typically don’t review your tax information.
We don’t push proprietary products. We select investments based on research and being low-cost. They sell proprietary products that tend to be expensive.
We have a simple, transparent flat-fee structure. They charge by the amount of assets they manage.
We are fiduciaries, legally bound to always act in your best interest. They are not required to always put you first.
We slow down and summarize what needs to be done in plain English. They might provide statistics and information full of industry jargon.