You made it to the age when you’ve decided to start receiving paychecks from Social Security instead of paying into it. Understand the application process You can apply for Social Security by phone, in-person or online. Here is the process: Gather the information and documents…
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Why Are My Inflation Hedges Not Working?
In an environment of high inflation, investors search for ways to combat it in their portfolios. One of such investments you’ve probably heard about recently is TIPS or Treasury Inflation Protected Securities. TIPS are securities whose principal is tied to the Consumer Price Index (inflation)….
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2Q 2022 Market Overview
Market Update After U.S. markets entered bear market territory in the second quarter of 2022, it’s a good time to remind ourselves of some facts regarding markets and our investment philosophy. A bear market is defined as a 20% drop in an index. It should…
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Will Inflation Ruin My Retirement?
The worry for retirees is that high inflation erodes purchasing power and increases the likelihood that portfolios cannot support their spending needs. While higher prices do affect everyone, some people will be harder hit than others – depending on where they spend their money or…
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How to Get Back Into the Market
If you’ve pulled money out of the markets or you’ve received a large chunk of money, here’s how you can put it back to work. Dollar Cost Average Lump Sum Investment Dollar cost averaging (DCA) is where you invest in pieces over time – the…
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This Is A Letter We All Must Write
If you could go back in time and have a few do-overs, would you? I sure would. The age and experience I’ve gained over the years would’ve made my life much easier as a youngster. While we aren’t magicians and can’t time travel and give…
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