If you’re knocking on the retirement door or a few years away, know this: Retirement isn’t the goal. Maybe that’s a bold statement coming from someone who is a retirement planner. So, let me provide you with my argument. I disagree with the common notion…
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I Told A Client This And It Blew Their Mind
I was meeting with a client recently and after hearing about their concerns over taxes and learning that they give to nonprofits/charities regularly, I asked them this: Have you ever heard of a Donor Advised Fund? They had not. I told them about it and…
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3Q 2022 Market Overview
Market Review I was re-reading a book on my Kindle this week titled “Why Business People Speak Like Idiots.” The authors highlight the inability of most businesses to speak clearly and frankly especially around situations that aren’t positive. They want to sound smart so they…
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How to Apply for Social Security
You made it to the age when you’ve decided to start receiving paychecks from Social Security instead of paying into it. Understand the application process You can apply for Social Security by phone, in-person or online. Here is the process: Gather the information and documents…
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Why Are My Inflation Hedges Not Working?
In an environment of high inflation, investors search for ways to combat it in their portfolios. One of such investments you’ve probably heard about recently is TIPS or Treasury Inflation Protected Securities. TIPS are securities whose principal is tied to the Consumer Price Index (inflation)….
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2Q 2022 Market Overview
Market Update After U.S. markets entered bear market territory in the second quarter of 2022, it’s a good time to remind ourselves of some facts regarding markets and our investment philosophy. A bear market is defined as a 20% drop in an index. It should…
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